Maryland Paycheck Calculator (2026)
For 2026, Maryland uses 10 brackets ranging from 2% to 6.5% of taxable income. Enter your salary to see your real Maryland take-home pay after federal tax, FICA, and state tax - single or married filing jointly.
Estimated take-home pay
$0
- Gross salary
- $0
- Federal income tax
- $0
- Social Security
- $0
- Medicare
- $0
- State income tax
- $0
- Total tax
- $0
- Effective tax rate
- 0%
Estimate only - not tax advice. Excludes 401(k)/HSA, insurance, credits, and local city taxes.
How Maryland taxes your paycheck in 2026
Maryland uses progressive brackets - like the federal system, each rate applies only to the income inside that bracket, not to your whole salary. Brackets apply to taxable income: wages minus the state's deduction/exemptions of $6,550 (single) or $13,100 (married filing jointly).
Maryland tax brackets 2026 - single filers
| Taxable income | Rate |
|---|---|
| First $1,000 | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $100,000 | 4.75% |
| $100,000 to $125,000 | 5% |
| $125,000 to $150,000 | 5.25% |
| $150,000 to $250,000 | 5.5% |
| $250,000 to $500,000 | 5.75% |
| $500,000 to $1,000,000 | 6.25% |
| Over $1,000,000 | 6.5% |
Maryland tax brackets 2026 - married filing jointly
| Taxable income | Rate |
|---|---|
| First $1,000 | 2% |
| $1,000 to $2,000 | 3% |
| $2,000 to $3,000 | 4% |
| $3,000 to $150,000 | 4.75% |
| $150,000 to $175,000 | 5% |
| $175,000 to $225,000 | 5.25% |
| $225,000 to $300,000 | 5.5% |
| $300,000 to $600,000 | 5.75% |
| $600,000 to $1,200,000 | 6.25% |
| Over $1,200,000 | 6.5% |
Worth knowing: Maryland figure is STATE tax only - every Maryland county (and Baltimore City) adds a mandatory local income tax of 2.25%-3.3%, so your real total will be noticeably higher.
Take-home pay examples in Maryland (2026)
Estimated net pay for a single filer taking the standard deduction, with no pre-tax benefits or local taxes:
| Gross salary | Take-home (year) | Take-home (month) | Effective tax rate |
|---|---|---|---|
| $40,000 | $32,784 | $2,732 | 18.0% |
| $55,000 | $44,124 | $3,677 | 19.8% |
| $75,000 | $58,394 | $4,866 | 22.1% |
| $100,000 | $74,794 | $6,233 | 25.2% |
| $150,000 | $106,875 | $8,906 | 28.8% |
Married filing jointly on one $75,000 income: about $61,735 take-home per year. Use the calculator above for your exact situation.
Maryland paycheck FAQ
Does Maryland have a state income tax?
Yes. For 2026, Maryland uses 10 brackets ranging from 2% to 6.5% of taxable income.
What is Maryland's income tax rate in 2026?
For 2026, Maryland uses 10 brackets ranging from 2% to 6.5% of taxable income.
How much is $75,000 after taxes in Maryland?
A single filer earning $75,000 in Maryland takes home about $58,394 per year ($4,866 per month) in 2026 - an effective total tax rate of 22.1%. Married filing jointly on one $75,000 income, take-home is about $61,735. Assumes the standard deduction and no pre-tax benefits or local taxes.
What else affects a Maryland paycheck?
Maryland figure is STATE tax only - every Maryland county (and Baltimore City) adds a mandatory local income tax of 2.25%-3.3%, so your real total will be noticeably higher.
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Sources & last reviewed
- Federal brackets + standard deduction: IRS Rev. Proc. 2025-32 (tax year 2026).
- FICA: IRS Topic No. 751 & 560 (Social Security 6.2% up to $184,500; Medicare 1.45%; +0.9% over $200k single / $250k joint).
- State rates + brackets: Tax Foundation, "2026 State Individual Income Tax Rates and Brackets" (Feb 2026), cross-checked per state.
- Mid-2026 law changes verified against primary sources: Arkansas HB 1001 (May 2026), West Virginia Tax Division (June 2026 rate cut), South Carolina DOR H.4216, Georgia HB 463, Hawaii DoTax (Act 46).
- Last full review: 2026-07-02. Rates change - we update when they do.
- Reviewed 2026-07-02. State figures cross-checked for mid-2026 law changes.