$18 an Hour Is How Much a Year? (2026)
At 40 hours a week for all 52 weeks - the standard 2,080-hour work year - $18 an hour is $37,440 a year before tax, and a single filer takes home roughly $29,561 to $32,263 of it in 2026, depending on the state.
No-income-tax state
$32,263
e.g. Texas, Florida - $2,689/mo
California
$31,630
$633 state tax - $2,636/mo
New York
$30,838
$1,425 state tax - $2,570/mo
Estimate only - not tax advice. Single filer, standard deduction, no 401(k)/HSA, no local city taxes. Use the interactive calculator for your exact numbers.
$18 an hour by day, week, month and year
All figures below are gross pay (pay before any tax or deduction is withheld) on a full-time 40-hour week. Take-home pay by state follows further down.
| Pay period | Gross pay | How it is figured |
|---|---|---|
| Per hour | $18 | your rate |
| Per day (8 hours) | $144 | $18 x 8 hours |
| Per week (40 hours) | $720 | $18 x 40 hours |
| Every 2 weeks (80 hours) | $1,440 | $18 x 80 hours |
| Semi-monthly (24 checks a year) | $1,560.00 | annual / 24 |
| Per month | $3,120.00 | annual / 12 |
| Per year (2,080 hours) | $37,440 | $18 x 2,080 hours |
Want the method itself? Ourhourly to salary guidewalks through the 2,080-hour rule, overtime math and part-time proration.
Part-time hours at $18 an hour
Fewer weekly hours scale the numbers straight down - each row is $18 x hours x 52 weeks, before tax.
| Hours a week | Per week | Per year (gross) |
|---|---|---|
| 20 | $360 | $18,720 |
| 25 | $450 | $23,400 |
| 30 | $540 | $28,080 |
| 35 | $630 | $32,760 |
| 40full time | $720 | $37,440 |
If you take unpaid time off: with 2 unpaid weeks (50 paid weeks instead of 52), $18 an hour comes to $36,000 a year instead of $37,440.
Overtime at $18 an hour
For overtime-eligible jobs, hours past 40 in a week pay time and a half - 1.5x your rate, or $27.00 an hour at $18. A worked example: 5 overtime hours every week for a year is 260 OT hours, which pays $7,020 on top of your regular $37,440 - a gross total of $44,460.
Overtime is taxed like the rest of your pay - it can nudge your effective rate up slightly, but extra hours always leave you with more after tax.
$18 an hour after taxes in every state (2026)
Estimated single-filer take-home at $37,440 a year ($18 an hour, full time) for all 50 states plus Washington, D.C., sorted from highest take-home to lowest. The nine no-income-tax states share the top spot ($32,263); Oregon is lowest at $29,561. Tap a state for its full paycheck calculator.
| State | Take-home / yr | Take-home / mo | Effective rate |
|---|---|---|---|
| Alaskano state tax | $32,263 | $2,689 | 13.8% |
| Floridano state tax | $32,263 | $2,689 | 13.8% |
| Nevadano state tax | $32,263 | $2,689 | 13.8% |
| New Hampshireno state tax | $32,263 | $2,689 | 13.8% |
| North Dakota | $32,263 | $2,689 | 13.8% |
| South Dakotano state tax | $32,263 | $2,689 | 13.8% |
| Tennesseeno state tax | $32,263 | $2,689 | 13.8% |
| Texasno state tax | $32,263 | $2,689 | 13.8% |
| Washingtonno state tax | $32,263 | $2,689 | 13.8% |
| Wyomingno state tax | $32,263 | $2,689 | 13.8% |
| Ohio | $31,950 | $2,662 | 14.7% |
| South Carolina | $31,816 | $2,651 | 15.0% |
| Arizona | $31,730 | $2,644 | 15.3% |
| New Jersey | $31,670 | $2,639 | 15.4% |
| California | $31,630 | $2,636 | 15.5% |
| New Mexico | $31,620 | $2,635 | 15.5% |
| Louisiana | $31,526 | $2,627 | 15.8% |
| Mississippi | $31,497 | $2,625 | 15.9% |
| Rhode Island | $31,476 | $2,623 | 15.9% |
| Iowa | $31,452 | $2,621 | 16.0% |
| Vermont | $31,443 | $2,620 | 16.0% |
| Missouri | $31,441 | $2,620 | 16.0% |
| Idaho | $31,387 | $2,616 | 16.2% |
| Colorado | $31,324 | $2,610 | 16.3% |
| Wisconsin | $31,305 | $2,609 | 16.4% |
| West Virginia | $31,301 | $2,608 | 16.4% |
| North Carolina | $31,278 | $2,606 | 16.5% |
| Nebraska | $31,263 | $2,605 | 16.5% |
| Montana | $31,260 | $2,605 | 16.5% |
| Indiana | $31,188 | $2,599 | 16.7% |
| Washington, D.C. | $31,183 | $2,599 | 16.7% |
| Oklahoma | $31,124 | $2,594 | 16.9% |
| Pennsylvania | $31,114 | $2,593 | 16.9% |
| Hawaii | $31,112 | $2,593 | 16.9% |
| Minnesota | $31,079 | $2,590 | 17.0% |
| Kentucky | $31,070 | $2,589 | 17.0% |
| Arkansas | $31,047 | $2,587 | 17.1% |
| Georgia | $30,994 | $2,583 | 17.2% |
| Kansas | $30,974 | $2,581 | 17.3% |
| Virginia | $30,924 | $2,577 | 17.4% |
| Michigan | $30,923 | $2,577 | 17.4% |
| Maine | $30,883 | $2,574 | 17.5% |
| Maryland | $30,848 | $2,571 | 17.6% |
| New York | $30,838 | $2,570 | 17.6% |
| Connecticut | $30,828 | $2,569 | 17.7% |
| Delaware | $30,752 | $2,563 | 17.9% |
| Alabama | $30,656 | $2,555 | 18.1% |
| Massachusetts | $30,611 | $2,551 | 18.2% |
| Utah | $30,578 | $2,548 | 18.3% |
| Illinois | $30,555 | $2,546 | 18.4% |
| Oregon | $29,561 | $2,463 | 21.0% |
State figure is state income tax only; some cities and counties add a local income tax. See each state page for the details.
The assumptions behind these numbers
- Full-time hours: 40 a week for all 52 weeks = 2,080 paid hours a year, the standard payroll assumption.
- Taxes: single filer taking the standard deduction, 2026 federal income tax + Social Security + Medicare + state income tax. No 401(k)/HSA, credits, or local city taxes.
- Gross vs take-home: "gross" is pay before anything is withheld; "take-home" (net) is what actually lands in your account after those taxes.
- These are estimates, not tax advice. For your exact situation, use thetake-home pay calculator.
See $37,440 after taxes in your state
Jump straight into a state's full paycheck calculator (single or married), or open the main calculator to try any wage or salary.
$18 an hour - FAQ
$18 an hour is how much a year?
At 40 hours a week for 52 weeks (2,080 hours), $18 an hour is $37,440 a year before tax. After federal income tax, Social Security, Medicare and state income tax, a single filer keeps about $29,561 to $32,263 in 2026, depending on the state.
$18 an hour is how much a month?
About $3,120.00 a month before tax ($37,440 a year spread over 12 months). After taxes, that is roughly $2,689 a month in a no-income-tax state like Texas, and about $2,636 in California.
$18 an hour is how much biweekly?
A full-time paycheck covers 80 hours, so $18 an hour is $1,440 every 2 weeks before tax. In a no-income-tax state a single filer takes home about $1,240.89 of it.
How much is $18 an hour after taxes?
Working full time in 2026, a single filer takes home between $29,561 (Oregon) and $32,263 (the no-income-tax states) a year. Per hour, that is roughly $15.51 after tax in a no-income-tax state.
Is $18 an hour good pay?
$18 an hour is about 2.5 times the $7.25 federal minimum wage (unchanged since 2009) and adds up to $37,440 a year full time. How far it goes depends on taxes and local prices: a single filer keeps about $32,263 of it in a no-income-tax state such as Texas, and about $29,561 in Oregon, the lowest take-home in our 2026 table.
What is time and a half for $18 an hour?
Time and a half is $27.00 an hour ($18 x 1.5). Work 5 overtime hours every week for a year (260 hours) and you would earn $7,020 extra, lifting gross pay from $37,440 to $44,460.
Sources & last reviewed
- Federal brackets + standard deduction: IRS Rev. Proc. 2025-32 (tax year 2026).
- FICA: IRS Topic No. 751 & 560 (Social Security 6.2% up to $184,500; Medicare 1.45%; +0.9% over $200k single / $250k joint).
- State rates + brackets: Tax Foundation, "2026 State Individual Income Tax Rates and Brackets" (Feb 2026), cross-checked per state.
- Mid-2026 law changes verified against primary sources: Arkansas HB 1001 (May 2026), West Virginia Tax Division (June 2026 rate cut), South Carolina DOR H.4216, Georgia HB 463, Hawaii DoTax (Act 46).
- Last full review: 2026-07-02. Rates change - we update when they do.
- Gross conversions are hours math on the 2,080-hour work year; take-home figures computed with GrowMoneyy's 2026 tax engine (federal + FICA + state). Reviewed 2026-07-02. Estimate only - not tax advice.