$31 an Hour Is How Much a Year? (2026)
At 40 hours a week for all 52 weeks - the standard 2,080-hour work year - $31 an hour is $64,480 a year before tax, and a single filer takes home roughly $48,921 to $53,990 of it in 2026, depending on the state.
No-income-tax state
$53,990
e.g. Texas, Florida - $4,499/mo
California
$51,904
$2,086 state tax - $4,325/mo
New York
$51,105
$2,885 state tax - $4,259/mo
Estimate only - not tax advice. Single filer, standard deduction, no 401(k)/HSA, no local city taxes. Use the interactive calculator for your exact numbers.
$31 an hour by day, week, month and year
All figures below are gross pay (pay before any tax or deduction is withheld) on a full-time 40-hour week. Take-home pay by state follows further down.
| Pay period | Gross pay | How it is figured |
|---|---|---|
| Per hour | $31 | your rate |
| Per day (8 hours) | $248 | $31 x 8 hours |
| Per week (40 hours) | $1,240 | $31 x 40 hours |
| Every 2 weeks (80 hours) | $2,480 | $31 x 80 hours |
| Semi-monthly (24 checks a year) | $2,686.67 | annual / 24 |
| Per month | $5,373.33 | annual / 12 |
| Per year (2,080 hours) | $64,480 | $31 x 2,080 hours |
Want the method itself? Ourhourly to salary guidewalks through the 2,080-hour rule, overtime math and part-time proration.
Part-time hours at $31 an hour
Fewer weekly hours scale the numbers straight down - each row is $31 x hours x 52 weeks, before tax.
| Hours a week | Per week | Per year (gross) |
|---|---|---|
| 20 | $620 | $32,240 |
| 25 | $775 | $40,300 |
| 30 | $930 | $48,360 |
| 35 | $1,085 | $56,420 |
| 40full time | $1,240 | $64,480 |
If you take unpaid time off: with 2 unpaid weeks (50 paid weeks instead of 52), $31 an hour comes to $62,000 a year instead of $64,480.
Overtime at $31 an hour
For overtime-eligible jobs, hours past 40 in a week pay time and a half - 1.5x your rate, or $46.50 an hour at $31. A worked example: 5 overtime hours every week for a year is 260 OT hours, which pays $12,090 on top of your regular $64,480 - a gross total of $76,570.
Overtime is taxed like the rest of your pay - it can nudge your effective rate up slightly, but extra hours always leave you with more after tax.
$31 an hour after taxes in every state (2026)
Estimated single-filer take-home at $64,480 a year ($31 an hour, full time) for all 50 states plus Washington, D.C., sorted from highest take-home to lowest. The nine no-income-tax states share the top spot ($53,990); Oregon is lowest at $48,921. Tap a state for its full paycheck calculator.
| State | Take-home / yr | Take-home / mo | Effective rate |
|---|---|---|---|
| Alaskano state tax | $53,990 | $4,499 | 16.3% |
| Floridano state tax | $53,990 | $4,499 | 16.3% |
| Nevadano state tax | $53,990 | $4,499 | 16.3% |
| New Hampshireno state tax | $53,990 | $4,499 | 16.3% |
| North Dakota | $53,990 | $4,499 | 16.3% |
| South Dakotano state tax | $53,990 | $4,499 | 16.3% |
| Tennesseeno state tax | $53,990 | $4,499 | 16.3% |
| Texasno state tax | $53,990 | $4,499 | 16.3% |
| Washingtonno state tax | $53,990 | $4,499 | 16.3% |
| Wyomingno state tax | $53,990 | $4,499 | 16.3% |
| Ohio | $52,933 | $4,411 | 17.9% |
| Arizona | $52,780 | $4,398 | 18.1% |
| Louisiana | $52,442 | $4,370 | 18.7% |
| South Carolina | $52,378 | $4,365 | 18.8% |
| Vermont | $52,194 | $4,350 | 19.1% |
| Rhode Island | $52,189 | $4,349 | 19.1% |
| Iowa | $52,151 | $4,346 | 19.1% |
| Mississippi | $52,142 | $4,345 | 19.1% |
| New Mexico | $52,125 | $4,344 | 19.2% |
| Indiana | $52,117 | $4,343 | 19.2% |
| Pennsylvania | $52,010 | $4,334 | 19.3% |
| New Jersey | $51,975 | $4,331 | 19.4% |
| North Carolina | $51,926 | $4,327 | 19.5% |
| West Virginia | $51,926 | $4,327 | 19.5% |
| California | $51,904 | $4,325 | 19.5% |
| Missouri | $51,896 | $4,325 | 19.5% |
| Colorado | $51,861 | $4,322 | 19.6% |
| Kentucky | $51,850 | $4,321 | 19.6% |
| Arkansas | $51,774 | $4,314 | 19.7% |
| Nebraska | $51,759 | $4,313 | 19.7% |
| Montana | $51,707 | $4,309 | 19.8% |
| Idaho | $51,681 | $4,307 | 19.9% |
| Wisconsin | $51,671 | $4,306 | 19.9% |
| Oklahoma | $51,634 | $4,303 | 19.9% |
| Michigan | $51,500 | $4,292 | 20.1% |
| Georgia | $51,371 | $4,281 | 20.3% |
| Maryland | $51,291 | $4,274 | 20.5% |
| Washington, D.C. | $51,245 | $4,270 | 20.5% |
| Connecticut | $51,193 | $4,266 | 20.6% |
| Kansas | $51,191 | $4,266 | 20.6% |
| Minnesota | $51,128 | $4,261 | 20.7% |
| New York | $51,105 | $4,259 | 20.7% |
| Virginia | $51,096 | $4,258 | 20.8% |
| Utah | $51,088 | $4,257 | 20.8% |
| Alabama | $51,031 | $4,253 | 20.9% |
| Massachusetts | $50,986 | $4,249 | 20.9% |
| Delaware | $50,965 | $4,247 | 21.0% |
| Illinois | $50,943 | $4,245 | 21.0% |
| Hawaii | $50,893 | $4,241 | 21.1% |
| Maine | $50,819 | $4,235 | 21.2% |
| Oregon | $48,921 | $4,077 | 24.1% |
State figure is state income tax only; some cities and counties add a local income tax. See each state page for the details.
The assumptions behind these numbers
- Full-time hours: 40 a week for all 52 weeks = 2,080 paid hours a year, the standard payroll assumption.
- Taxes: single filer taking the standard deduction, 2026 federal income tax + Social Security + Medicare + state income tax. No 401(k)/HSA, credits, or local city taxes.
- Gross vs take-home: "gross" is pay before anything is withheld; "take-home" (net) is what actually lands in your account after those taxes.
- These are estimates, not tax advice. For your exact situation, use thetake-home pay calculator.
See $64,480 after taxes in your state
Jump straight into a state's full paycheck calculator (single or married), or open the main calculator to try any wage or salary.
$31 an hour - FAQ
$31 an hour is how much a year?
At 40 hours a week for 52 weeks (2,080 hours), $31 an hour is $64,480 a year before tax. After federal income tax, Social Security, Medicare and state income tax, a single filer keeps about $48,921 to $53,990 in 2026, depending on the state.
$31 an hour is how much a month?
About $5,373.33 a month before tax ($64,480 a year spread over 12 months). After taxes, that is roughly $4,499 a month in a no-income-tax state like Texas, and about $4,325 in California.
$31 an hour is how much biweekly?
A full-time paycheck covers 80 hours, so $31 an hour is $2,480 every 2 weeks before tax. In a no-income-tax state a single filer takes home about $2,076.53 of it.
How much is $31 an hour after taxes?
Working full time in 2026, a single filer takes home between $48,921 (Oregon) and $53,990 (the no-income-tax states) a year. Per hour, that is roughly $25.96 after tax in a no-income-tax state.
Is $31 an hour good pay?
$31 an hour is about 4.3 times the $7.25 federal minimum wage (unchanged since 2009) and adds up to $64,480 a year full time. How far it goes depends on taxes and local prices: a single filer keeps about $53,990 of it in a no-income-tax state such as Texas, and about $48,921 in Oregon, the lowest take-home in our 2026 table.
What is time and a half for $31 an hour?
Time and a half is $46.50 an hour ($31 x 1.5). Work 5 overtime hours every week for a year (260 hours) and you would earn $12,090 extra, lifting gross pay from $64,480 to $76,570.
Sources & last reviewed
- Federal brackets + standard deduction: IRS Rev. Proc. 2025-32 (tax year 2026).
- FICA: IRS Topic No. 751 & 560 (Social Security 6.2% up to $184,500; Medicare 1.45%; +0.9% over $200k single / $250k joint).
- State rates + brackets: Tax Foundation, "2026 State Individual Income Tax Rates and Brackets" (Feb 2026), cross-checked per state.
- Mid-2026 law changes verified against primary sources: Arkansas HB 1001 (May 2026), West Virginia Tax Division (June 2026 rate cut), South Carolina DOR H.4216, Georgia HB 463, Hawaii DoTax (Act 46).
- Last full review: 2026-07-02. Rates change - we update when they do.
- Gross conversions are hours math on the 2,080-hour work year; take-home figures computed with GrowMoneyy's 2026 tax engine (federal + FICA + state). Reviewed 2026-07-02. Estimate only - not tax advice.