$10 an Hour Is How Much a Year? (2026)
At 40 hours a week for all 52 weeks - the standard 2,080-hour work year - $10 an hour is $20,800 a year before tax, and a single filer takes home roughly $17,492 to $18,739 of it in 2026, depending on the state.
No-income-tax state
$18,739
e.g. Texas, Florida - $1,562/mo
California
$18,548
$191 state tax - $1,546/mo
New York
$18,210
$529 state tax - $1,517/mo
Estimate only - not tax advice. Single filer, standard deduction, no 401(k)/HSA, no local city taxes. Use the interactive calculator for your exact numbers.
$10 an hour by day, week, month and year
All figures below are gross pay (pay before any tax or deduction is withheld) on a full-time 40-hour week. Take-home pay by state follows further down.
| Pay period | Gross pay | How it is figured |
|---|---|---|
| Per hour | $10 | your rate |
| Per day (8 hours) | $80 | $10 x 8 hours |
| Per week (40 hours) | $400 | $10 x 40 hours |
| Every 2 weeks (80 hours) | $800 | $10 x 80 hours |
| Semi-monthly (24 checks a year) | $866.67 | annual / 24 |
| Per month | $1,733.33 | annual / 12 |
| Per year (2,080 hours) | $20,800 | $10 x 2,080 hours |
Want the method itself? Ourhourly to salary guidewalks through the 2,080-hour rule, overtime math and part-time proration.
Part-time hours at $10 an hour
Fewer weekly hours scale the numbers straight down - each row is $10 x hours x 52 weeks, before tax.
| Hours a week | Per week | Per year (gross) |
|---|---|---|
| 20 | $200 | $10,400 |
| 25 | $250 | $13,000 |
| 30 | $300 | $15,600 |
| 35 | $350 | $18,200 |
| 40full time | $400 | $20,800 |
If you take unpaid time off: with 2 unpaid weeks (50 paid weeks instead of 52), $10 an hour comes to $20,000 a year instead of $20,800.
Overtime at $10 an hour
For overtime-eligible jobs, hours past 40 in a week pay time and a half - 1.5x your rate, or $15.00 an hour at $10. A worked example: 5 overtime hours every week for a year is 260 OT hours, which pays $3,900 on top of your regular $20,800 - a gross total of $24,700.
Overtime is taxed like the rest of your pay - it can nudge your effective rate up slightly, but extra hours always leave you with more after tax.
$10 an hour after taxes in every state (2026)
Estimated single-filer take-home at $20,800 a year ($10 an hour, full time) for all 50 states plus Washington, D.C., sorted from highest take-home to lowest. The nine no-income-tax states share the top spot ($18,739); Oregon is lowest at $17,492. Tap a state for its full paycheck calculator.
| State | Take-home / yr | Take-home / mo | Effective rate |
|---|---|---|---|
| Alaskano state tax | $18,739 | $1,562 | 9.9% |
| Floridano state tax | $18,739 | $1,562 | 9.9% |
| Idaho | $18,739 | $1,562 | 9.9% |
| Nevadano state tax | $18,739 | $1,562 | 9.9% |
| New Hampshireno state tax | $18,739 | $1,562 | 9.9% |
| North Dakota | $18,739 | $1,562 | 9.9% |
| Ohio | $18,739 | $1,562 | 9.9% |
| South Dakotano state tax | $18,739 | $1,562 | 9.9% |
| Tennesseeno state tax | $18,739 | $1,562 | 9.9% |
| Texasno state tax | $18,739 | $1,562 | 9.9% |
| Washingtonno state tax | $18,739 | $1,562 | 9.9% |
| Wyomingno state tax | $18,739 | $1,562 | 9.9% |
| New Mexico | $18,668 | $1,556 | 10.2% |
| Missouri | $18,658 | $1,555 | 10.3% |
| Mississippi | $18,639 | $1,553 | 10.4% |
| South Carolina | $18,623 | $1,552 | 10.5% |
| Arizona | $18,621 | $1,552 | 10.5% |
| Rhode Island | $18,576 | $1,548 | 10.7% |
| Iowa | $18,560 | $1,547 | 10.8% |
| Washington, D.C. | $18,551 | $1,546 | 10.8% |
| California | $18,548 | $1,546 | 10.8% |
| Hawaii | $18,539 | $1,545 | 10.9% |
| Colorado | $18,532 | $1,544 | 10.9% |
| Wisconsin | $18,521 | $1,543 | 11.0% |
| Montana | $18,518 | $1,543 | 11.0% |
| Louisiana | $18,501 | $1,542 | 11.1% |
| Vermont | $18,476 | $1,540 | 11.2% |
| New Jersey | $18,462 | $1,538 | 11.2% |
| Minnesota | $18,445 | $1,537 | 11.3% |
| North Carolina | $18,418 | $1,535 | 11.5% |
| Nebraska | $18,363 | $1,530 | 11.7% |
| Oklahoma | $18,348 | $1,529 | 11.8% |
| Maine | $18,324 | $1,527 | 11.9% |
| Kansas | $18,321 | $1,527 | 11.9% |
| Virginia | $18,313 | $1,526 | 12.0% |
| Georgia | $18,300 | $1,525 | 12.0% |
| West Virginia | $18,281 | $1,523 | 12.1% |
| New York | $18,210 | $1,517 | 12.5% |
| Indiana | $18,155 | $1,513 | 12.7% |
| Arkansas | $18,139 | $1,512 | 12.8% |
| Kentucky | $18,128 | $1,511 | 12.8% |
| Delaware | $18,115 | $1,510 | 12.9% |
| Maryland | $18,114 | $1,510 | 12.9% |
| Michigan | $18,106 | $1,509 | 13.0% |
| Pennsylvania | $18,100 | $1,508 | 13.0% |
| Connecticut | $18,053 | $1,504 | 13.2% |
| Alabama | $17,964 | $1,497 | 13.6% |
| Massachusetts | $17,919 | $1,493 | 13.9% |
| Illinois | $17,854 | $1,488 | 14.2% |
| Utah | $17,803 | $1,484 | 14.4% |
| Oregon | $17,492 | $1,458 | 15.9% |
State figure is state income tax only; some cities and counties add a local income tax. See each state page for the details.
The assumptions behind these numbers
- Full-time hours: 40 a week for all 52 weeks = 2,080 paid hours a year, the standard payroll assumption.
- Taxes: single filer taking the standard deduction, 2026 federal income tax + Social Security + Medicare + state income tax. No 401(k)/HSA, credits, or local city taxes.
- Gross vs take-home: "gross" is pay before anything is withheld; "take-home" (net) is what actually lands in your account after those taxes.
- These are estimates, not tax advice. For your exact situation, use thetake-home pay calculator.
See $20,800 after taxes in your state
Jump straight into a state's full paycheck calculator (single or married), or open the main calculator to try any wage or salary.
$10 an hour - FAQ
$10 an hour is how much a year?
At 40 hours a week for 52 weeks (2,080 hours), $10 an hour is $20,800 a year before tax. After federal income tax, Social Security, Medicare and state income tax, a single filer keeps about $17,492 to $18,739 in 2026, depending on the state.
$10 an hour is how much a month?
About $1,733.33 a month before tax ($20,800 a year spread over 12 months). After taxes, that is roughly $1,562 a month in a no-income-tax state like Texas, and about $1,546 in California.
$10 an hour is how much biweekly?
A full-time paycheck covers 80 hours, so $10 an hour is $800 every 2 weeks before tax. In a no-income-tax state a single filer takes home about $720.72 of it.
How much is $10 an hour after taxes?
Working full time in 2026, a single filer takes home between $17,492 (Oregon) and $18,739 (the no-income-tax states) a year. Per hour, that is roughly $9.01 after tax in a no-income-tax state.
Is $10 an hour good pay?
$10 an hour is about 1.4 times the $7.25 federal minimum wage (unchanged since 2009) and adds up to $20,800 a year full time. How far it goes depends on taxes and local prices: a single filer keeps about $18,739 of it in a no-income-tax state such as Texas, and about $17,492 in Oregon, the lowest take-home in our 2026 table.
What is time and a half for $10 an hour?
Time and a half is $15.00 an hour ($10 x 1.5). Work 5 overtime hours every week for a year (260 hours) and you would earn $3,900 extra, lifting gross pay from $20,800 to $24,700.
Sources & last reviewed
- Federal brackets + standard deduction: IRS Rev. Proc. 2025-32 (tax year 2026).
- FICA: IRS Topic No. 751 & 560 (Social Security 6.2% up to $184,500; Medicare 1.45%; +0.9% over $200k single / $250k joint).
- State rates + brackets: Tax Foundation, "2026 State Individual Income Tax Rates and Brackets" (Feb 2026), cross-checked per state.
- Mid-2026 law changes verified against primary sources: Arkansas HB 1001 (May 2026), West Virginia Tax Division (June 2026 rate cut), South Carolina DOR H.4216, Georgia HB 463, Hawaii DoTax (Act 46).
- Last full review: 2026-07-02. Rates change - we update when they do.
- Gross conversions are hours math on the 2,080-hour work year; take-home figures computed with GrowMoneyy's 2026 tax engine (federal + FICA + state). Reviewed 2026-07-02. Estimate only - not tax advice.