$13 an Hour Is How Much a Year? (2026)
At 40 hours a week for all 52 weeks - the standard 2,080-hour work year - $13 an hour is $27,040 a year before tax, and a single filer takes home roughly $22,085 to $23,877 of it in 2026, depending on the state.
No-income-tax state
$23,877
e.g. Texas, Florida - $1,990/mo
California
$23,562
$316 state tax - $1,963/mo
New York
$23,014
$863 state tax - $1,918/mo
Estimate only - not tax advice. Single filer, standard deduction, no 401(k)/HSA, no local city taxes. Use the interactive calculator for your exact numbers.
$13 an hour by day, week, month and year
All figures below are gross pay (pay before any tax or deduction is withheld) on a full-time 40-hour week. Take-home pay by state follows further down.
| Pay period | Gross pay | How it is figured |
|---|---|---|
| Per hour | $13 | your rate |
| Per day (8 hours) | $104 | $13 x 8 hours |
| Per week (40 hours) | $520 | $13 x 40 hours |
| Every 2 weeks (80 hours) | $1,040 | $13 x 80 hours |
| Semi-monthly (24 checks a year) | $1,126.67 | annual / 24 |
| Per month | $2,253.33 | annual / 12 |
| Per year (2,080 hours) | $27,040 | $13 x 2,080 hours |
Want the method itself? Ourhourly to salary guidewalks through the 2,080-hour rule, overtime math and part-time proration.
Part-time hours at $13 an hour
Fewer weekly hours scale the numbers straight down - each row is $13 x hours x 52 weeks, before tax.
| Hours a week | Per week | Per year (gross) |
|---|---|---|
| 20 | $260 | $13,520 |
| 25 | $325 | $16,900 |
| 30 | $390 | $20,280 |
| 35 | $455 | $23,660 |
| 40full time | $520 | $27,040 |
If you take unpaid time off: with 2 unpaid weeks (50 paid weeks instead of 52), $13 an hour comes to $26,000 a year instead of $27,040.
Overtime at $13 an hour
For overtime-eligible jobs, hours past 40 in a week pay time and a half - 1.5x your rate, or $19.50 an hour at $13. A worked example: 5 overtime hours every week for a year is 260 OT hours, which pays $5,070 on top of your regular $27,040 - a gross total of $32,110.
Overtime is taxed like the rest of your pay - it can nudge your effective rate up slightly, but extra hours always leave you with more after tax.
$13 an hour after taxes in every state (2026)
Estimated single-filer take-home at $27,040 a year ($13 an hour, full time) for all 50 states plus Washington, D.C., sorted from highest take-home to lowest. The nine no-income-tax states share the top spot ($23,877); Oregon is lowest at $22,085. Tap a state for its full paycheck calculator.
| State | Take-home / yr | Take-home / mo | Effective rate |
|---|---|---|---|
| Alaskano state tax | $23,877 | $1,990 | 11.7% |
| Floridano state tax | $23,877 | $1,990 | 11.7% |
| Nevadano state tax | $23,877 | $1,990 | 11.7% |
| New Hampshireno state tax | $23,877 | $1,990 | 11.7% |
| North Dakota | $23,877 | $1,990 | 11.7% |
| South Dakotano state tax | $23,877 | $1,990 | 11.7% |
| Tennesseeno state tax | $23,877 | $1,990 | 11.7% |
| Texasno state tax | $23,877 | $1,990 | 11.7% |
| Washingtonno state tax | $23,877 | $1,990 | 11.7% |
| Wyomingno state tax | $23,877 | $1,990 | 11.7% |
| Ohio | $23,850 | $1,988 | 11.8% |
| South Carolina | $23,638 | $1,970 | 12.6% |
| New Mexico | $23,621 | $1,968 | 12.6% |
| Arizona | $23,604 | $1,967 | 12.7% |
| California | $23,562 | $1,963 | 12.9% |
| Idaho | $23,553 | $1,963 | 12.9% |
| Missouri | $23,544 | $1,962 | 12.9% |
| Mississippi | $23,528 | $1,961 | 13.0% |
| New Jersey | $23,492 | $1,958 | 13.1% |
| Rhode Island | $23,480 | $1,957 | 13.2% |
| Iowa | $23,462 | $1,955 | 13.2% |
| Louisiana | $23,452 | $1,954 | 13.3% |
| Washington, D.C. | $23,421 | $1,952 | 13.4% |
| Wisconsin | $23,415 | $1,951 | 13.4% |
| Vermont | $23,405 | $1,950 | 13.4% |
| Hawaii | $23,397 | $1,950 | 13.5% |
| Colorado | $23,396 | $1,950 | 13.5% |
| Montana | $23,363 | $1,947 | 13.6% |
| North Carolina | $23,307 | $1,942 | 13.8% |
| Nebraska | $23,282 | $1,940 | 13.9% |
| Minnesota | $23,249 | $1,937 | 14.0% |
| West Virginia | $23,244 | $1,937 | 14.0% |
| Oklahoma | $23,206 | $1,934 | 14.2% |
| Virginia | $23,137 | $1,928 | 14.4% |
| Kansas | $23,135 | $1,928 | 14.4% |
| Georgia | $23,127 | $1,927 | 14.5% |
| Indiana | $23,109 | $1,926 | 14.5% |
| Maine | $23,101 | $1,925 | 14.6% |
| Kentucky | $23,049 | $1,921 | 14.8% |
| Pennsylvania | $23,047 | $1,921 | 14.8% |
| Arkansas | $23,047 | $1,921 | 14.8% |
| New York | $23,014 | $1,918 | 14.9% |
| Michigan | $22,979 | $1,915 | 15.0% |
| Maryland | $22,957 | $1,913 | 15.1% |
| Delaware | $22,939 | $1,912 | 15.2% |
| Connecticut | $22,911 | $1,909 | 15.3% |
| Alabama | $22,790 | $1,899 | 15.7% |
| Massachusetts | $22,745 | $1,895 | 15.9% |
| Illinois | $22,684 | $1,890 | 16.1% |
| Utah | $22,661 | $1,888 | 16.2% |
| Oregon | $22,085 | $1,840 | 18.3% |
State figure is state income tax only; some cities and counties add a local income tax. See each state page for the details.
The assumptions behind these numbers
- Full-time hours: 40 a week for all 52 weeks = 2,080 paid hours a year, the standard payroll assumption.
- Taxes: single filer taking the standard deduction, 2026 federal income tax + Social Security + Medicare + state income tax. No 401(k)/HSA, credits, or local city taxes.
- Gross vs take-home: "gross" is pay before anything is withheld; "take-home" (net) is what actually lands in your account after those taxes.
- These are estimates, not tax advice. For your exact situation, use thetake-home pay calculator.
See $27,040 after taxes in your state
Jump straight into a state's full paycheck calculator (single or married), or open the main calculator to try any wage or salary.
$13 an hour - FAQ
$13 an hour is how much a year?
At 40 hours a week for 52 weeks (2,080 hours), $13 an hour is $27,040 a year before tax. After federal income tax, Social Security, Medicare and state income tax, a single filer keeps about $22,085 to $23,877 in 2026, depending on the state.
$13 an hour is how much a month?
About $2,253.33 a month before tax ($27,040 a year spread over 12 months). After taxes, that is roughly $1,990 a month in a no-income-tax state like Texas, and about $1,963 in California.
$13 an hour is how much biweekly?
A full-time paycheck covers 80 hours, so $13 an hour is $1,040 every 2 weeks before tax. In a no-income-tax state a single filer takes home about $918.36 of it.
How much is $13 an hour after taxes?
Working full time in 2026, a single filer takes home between $22,085 (Oregon) and $23,877 (the no-income-tax states) a year. Per hour, that is roughly $11.48 after tax in a no-income-tax state.
Is $13 an hour good pay?
$13 an hour is about 1.8 times the $7.25 federal minimum wage (unchanged since 2009) and adds up to $27,040 a year full time. How far it goes depends on taxes and local prices: a single filer keeps about $23,877 of it in a no-income-tax state such as Texas, and about $22,085 in Oregon, the lowest take-home in our 2026 table.
What is time and a half for $13 an hour?
Time and a half is $19.50 an hour ($13 x 1.5). Work 5 overtime hours every week for a year (260 hours) and you would earn $5,070 extra, lifting gross pay from $27,040 to $32,110.
Sources & last reviewed
- Federal brackets + standard deduction: IRS Rev. Proc. 2025-32 (tax year 2026).
- FICA: IRS Topic No. 751 & 560 (Social Security 6.2% up to $184,500; Medicare 1.45%; +0.9% over $200k single / $250k joint).
- State rates + brackets: Tax Foundation, "2026 State Individual Income Tax Rates and Brackets" (Feb 2026), cross-checked per state.
- Mid-2026 law changes verified against primary sources: Arkansas HB 1001 (May 2026), West Virginia Tax Division (June 2026 rate cut), South Carolina DOR H.4216, Georgia HB 463, Hawaii DoTax (Act 46).
- Last full review: 2026-07-02. Rates change - we update when they do.
- Gross conversions are hours math on the 2,080-hour work year; take-home figures computed with GrowMoneyy's 2026 tax engine (federal + FICA + state). Reviewed 2026-07-02. Estimate only - not tax advice.